This research explores the impact of financial illiteracy on immigrant communities in the U.S. and how it contributes to socioeconomic disparities. The study uses data-driven insights to highlight the barriers immigrants face and suggests potential policy solutions.

This research paper explores the profound economic transformations in Punjab during British occupation from 1849 to 1947. It examines the impact of colonial policies like canal systems and cash crops on Punjab’s traditional agricultural economy, highlighting how these changes benefited the British at the expense of local communities. The paper also integrates Sikh perspectives from Gurmat and Gurbani to analyze the occupation through a spiritual and cultural lens.

This research paper explores how parental income and education levels significantly influence the financial literacy confidence of teens aged 14–18 in the United States, revealing clear socioeconomic disparities in budgeting, saving, investing, and retirement planning knowledge. The findings emphasize the urgent need for equity-centered educational programs—both school-based and community-driven—to bridge these gaps and ensure financial preparedness for all youth, regardless of background.